Paytm is one of the most popular digital payment platforms in India, offering a range of services such as mobile recharge, bill payment, online shopping, money transfer, and more. But did you know that you can also get a credit card from Paytm? Yes, you read that right. Paytm has partnered with various banks and financial institutions to offer credit cards to its users. One of these partners is bobgametech.com, a website that provides gaming and tech news, reviews, tips, and tricks.
In this blog post, we will tell you everything you need to know about getting a Paytm credit card from bobgametech.com, including the benefits, features, eligibility, fees, and how to apply.
Benefits of Paytm Credit Card from Bobgametech.com
A Paytm credit card from bobgametech.com comes with many benefits that make it an attractive option for gamers and tech enthusiasts. Some of these benefits are:
- You can earn up to 5% cashback on every transaction made using the Paytm credit card from bobgametech.com. The cashback will be credited to your Paytm wallet within 24 hours of the transaction.
- You can enjoy exclusive discounts and offers on gaming and tech products and services from bobgametech.com and its partners. You can also get access to premium content and features on the website.
- You can avail of no-cost EMI options on select purchases made using the Paytm credit card from bobgametech.com. This means that you can pay for your purchases in easy installments without any interest or extra charges.
- You can get complimentary membership of Paytm First, which is a loyalty program that offers various perks such as free movie tickets, music streaming, food delivery, travel booking, and more.
- You can also get free insurance cover for accidental death, permanent disability, and loss of card up to a certain limit.
Features of Paytm Credit Card from Bobgametech.com
A Paytm credit card from bobgametech.com has some unique features that make it convenient and secure to use. Some of these features are:
- You can manage your Paytm credit card from bobgametech.com through the Paytm app or website. You can check your balance, statement, transactions, due date, limit, and more. You can also pay your bill, block or unblock your card, request for a PIN change, and report any issues.
- You can use your Paytm credit card from bobgametech.com for both online and offline transactions. You can also use it for contactless payments by tapping your card on the POS terminal or scanning the QR code.
- You can get instant notifications and alerts for every transaction made using your Paytm credit card from bobgametech.com. You can also set spending limits and security preferences for your card.
- You can enjoy 24×7 customer support from both Paytm and bobgametech.com for any queries or complaints related to your Paytm credit card from bobgametech.com.
Eligibility for Paytm Credit Card from Bobgametech.com
To apply for a Paytm credit card from bobgametech.com, you need to meet the following eligibility criteria:
- You must be an Indian citizen and at least 18 years old.
- You must have a valid PAN card and Aadhaar card.
- You must have a minimum monthly income of Rs. 15,000.
- You must have a good credit score and history.
- You must be a registered user of both Paytm and bobgametech.com.
Fees for Paytm Credit Card from Bobgametech.com
A Paytm credit card from bobgametech.com has some fees and charges that you need to be aware of before applying. These are:
- The annual fee for the first year is Rs. 499, which will be waived off if you spend at least Rs. 50,000 in the year.
- The annual fee for subsequent years is Rs. 999, which will be waived off if you spend at least Rs. 1 lakh in the year.
- The interest rate is 3% per month or 36% per annum on the outstanding balance.
- The late payment fee is Rs. 100 for balances up to Rs. 500, Rs. 500 for balances between Rs. 501 and Rs. 5,000, Rs. 750 for balances between Rs. 5,001 and Rs. 10,000, Rs. 950 for balances between Rs. 10,001 and Rs. 25,000, and Rs. 1,000 for balances above Rs. 25,000.
- The over limit fee is 2.5% of the over limit amount or Rs. 500, whichever is higher.
- The cash advance fee is 2.5% of the transaction amount or Rs. 300, whichever is higher.
- The foreign currency transaction fee is 3.5% of the transaction amount.
How to Apply for Paytm Credit Card from Bobgametech.com
If you are interested in getting a Paytm credit card from bobgametech.com, you can follow these simple steps to apply:
- Visit the Paytm app or website and log in to your account.
- Go to the credit card section and select the Paytm credit card from bobgametech.com option.
- Fill in your personal and professional details and submit your application.
- You will receive an OTP on your registered mobile number to verify your identity.
- You will also receive a link to upload your KYC documents such as PAN card, Aadhaar card, income proof, and address proof.
- Once your application is approved, you will receive your Paytm credit card from bobgametech.com within 7 working days.
So, what are you waiting for? Apply for a Paytm credit card from bobgametech.com today and enjoy the benefits of gaming and tech on credit.